Finance Options That Work For You
Unlock your financial potential with expert guidance and tailored solutions that suit your budget and needs.
Plan ahead Get a quick snapshot of your loan costs before you apply. Use this calculator to estimate monthly payments, compare options, and make smarter financial decisions with confidence.
Finance Calculator
Estimated monthly repayment will be
R
Your personal loan will be granted subject to credit and affordability criteria.
* This is the default interest rates in South Africa at the moment. Banks may decide to change this based on your credit score and other factors.
Frequently Asked Questions
Get quick answers to the most common questions about our personal loans, cellphone contract options, and vehicle finance services.
What documents do I need to apply for a personal loan, cellphone contract, or vehicle finance?
You'll typically need a valid ID, your latest payslips or proof of income, and recent bank statements. Additional documents may be requested depending on the product or the financial provider's requirements.
Will checking my eligibility affect my credit score?
No. Checking your eligibility uses a soft check, which does not impact your credit score. A full credit assessment is only done once you proceed with a formal application.
Can I apply if I'm self-employed or have irregular income?
Yes. Self-employed individuals and those with variable income can apply, as long as they can provide acceptable proof of earnings such as bank statements or financial records requested by the provider.
How long does the approval process take?
Approval can take anywhere from a few minutes to 24 hours, depending on the provider and the completeness of your application. Some applications may require additional verification, which can take slightly longer.
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